Life, Disability, and Long Term Care Insurance are among the most cost effective ways to protect you and your family’s income and financial nest egg.  Find out more about how these products can help protect you.

Life Insurance  is protection against financial loss resulting from death. It is an insurance company's promise to pay your beneficiary a specific amount of money when you die in exchange for timely payment of premiums.  There are two basic types of life insurance, Term Life, which provides coverage for a specified period of time (e.g., 10 yrs, 20 yrs, 30 yrs), and Whole Life, which provides permanent coverage until you die.  Find out which product is best for you by contacting an OLife Insurance representative at insurance@olifefinancial.com or at (916) 207-4012. 

Disability Insurance provides income protection if you become sick or are injured and can't work.  It helps you to pay your bills and maintain your standard of living.  If you depend on your income to pay the bills, you need to seriously consider buying disability income insurance. Find out which product is best for you by contacting an OLife Insurance representative at insurance@olifefinancial.com or at (916) 207-4012. 

Long Term Care Insurance helps cover the cost of personal care associated with long-term inability to perform certain activities of daily living (e.g., bathing, mobility, and dressing).  It also covers disability associated with cognitive disorder.  It helps pay for the costs of Home Care, Assisted Living Care, and Nursing Home Care. Products are tailored to meet individual needs and budgets.  Find out which product is best for you by contacting an OLife Insurance representative at insurance@olifefinancial.com or at (916) 207-4012. 

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Bruce Oulrey